We want to see you make the most of your retirement, and especially want to help you to make an informed choice. At Concordia, we appreciate opportunities to answer your questions and offer guidance in your search for the best retirement option. Here is a list of key questions we are commonly asked about our healthcare and supportive services offerings (and their answers) to get you started.
Include your primary care physician in the decision-making process. He or she can provide reliable information about your loved one’s physical, mental and emotional states so that you can start to understand what care will be most beneficial.
Medicare is a health insurance program for people 65 or older and people under 65 with certain disabilities or end-stage renal disease. Medicare does not cover all expenses and is not designed to pay for long-term custodial care so it is important to understand the program. For patients meeting requirements, Medicare helps cover the costs for hospital stays, skilled nursing home stays up to 100 days and hospice care. Our admission team members will be happy to provide you with current rates and coverage.
Skilled nursing and rehabilitation centers are for those recovering from illness, injury or surgery. Many patients need additional medical and rehabilitative therapies before successfully transitioning from hospital to home. Some choose to make a skilled nursing center their permanent home. Typically, this means residents need medical supervision and support that can no longer be provided at home safely. Many times patients transitioning home from a hospital or skilled nursing center still need some medical and rehabilitative support. Home care can provide this assistance along with medication management, education about a newly diagnosed disease, lifestyle changes and IV care.
Assisted living centers are designed for those who still want to retain their independence but need some assistance with taking medications, bathing, dressing or meal preparation. Some assisted living centers are specifically for patients with Alzheimer’s disease. Programming is focused on maintaining skills and retaining quality of life.
Hospice care is available for patients diagnosed with a life-limiting illness. Hospice can provide the physical, emotional and spiritual support to patients and their families to help work through this challenging time.
The Medicaid program provides medical benefits to low-income people who have inadequate medical insurance or none at all. The federal government establishes general guidelines for the program, but each state establishes the program’s requirements including eligibility. You can find out more about the Medicaid program through cms.gov or by talking to our admissions team. Concordia is not a licensed Medicaid provider.
Assisted living is designed for individuals who wish to maintain a level of independence, but may need a little help with daily living activities. Assistance with dressing, bathing, grooming, medication management and more is generally provided to assisted living residents. If you or your loved one has mobility issues or safety in the home is becoming a concern, it’s time to consider a move to an assisted living community. Residents also enjoy maintenance-free living with a variety of amenities, from scheduled social activities and events to daily meals and weekly housekeeping, with the peace of mind that help is available around the clock for optimal safety.
The cost of long-term care for seniors will vary depending on the senior living community chosen and the type of services provided. Various financial options are available to help cover the cost of senior care, like long-term care insurance and Medicare. Monthly fees associated with a senior living community help pay for housing and the services the community provides.
For short-term stays focused on rehabbing a patient returning home, ask the center about its successful outcomes treating patients with your or your loved one’s illness, injury or disease. Ask about the staff’s knowledge about post-hospital care. Tour the center to get a feel for cleanliness, friendliness of staff and amenities that are important to you. Ask to sample food and visit with patients similar to you or your loved one.
Hospice providers should ensure that your loved one spends his or her final days in comfort. Ask the agency about staff knowledge. Do they have volunteers and counselors trained for your specific needs? Are they focused on meeting your loved one’s and family’s wishes? Will they provide support for mind, body and spirit? Do they have testimonials from satisfied families? Can you speak to them? Are they CHAP-accredited?
As the child or spouse of an aging or ill loved one, guilt or fear may prevent you from getting the help you need. Our admissions team will be happy to provide you with literature support, community support programs and information about our services, including respite care, to help you take a break and get the rest you may need.
Making the move to a long-term care setting can be one of the most difficult decisions you make. To help you and your loved one get acquainted with the center, make sure you discuss these items with the health care providers so they can help make the transition as smooth as possible. What are the patient’s diet likes and dislikes? How mobile is he or she? How much can he or she manage personal care and hygiene? What are his or her current living conditions like, and do they provide the necessary support? What role does religion play in your loved one’s life? What are his or her routines and habits, as well as hobbies? What about mental capacity? Does your loved one fear new surroundings? Does he or she socialize easily?
Visitors are very important to residents, and a well-planned visit can be rewarding for both of you. When visiting a loved one, talk to the staff about the best times. If you are bringing children, coach them on what to expect, and plan an activity such as working on a photo album, writing letters, playing a game or eating a meal together. If your loved one can manage, plan an activity outside of the center. Check with the center on its policy with bringing pets to visit the community.